What Is Cargo Insurance and Why Is It Important?
Posted: February 4, 2022
Transporting goods carries risks. Any number of things can go wrong with goods in transit. That is what makes cargo insurance so important. It can help protect the value of your goods against losses in transit by sea, air, or rail. Cargo insurance provides protection against financial loss for cargo that is lost or damaged due to a covered event. These typically include natural disasters,...
Celebrating Black History Month
Posted: February 1, 2022
February has been officially designated as Black History Month by every U.S. President since 1976. Every year, during the month of February, we celebrate the achievements of African Americans and recognize the vital roles they have played in our country’s history. Black history month is also known as African American History Month. It grew out of Negro History Week, which was launched in 1926 by...
Which Disasters Are Covered by Home Insurance?
Posted: February 1, 2022
Natural disasters can wreak havoc on a home – or destroy it entirely. Homeowner’s insurance provides financial protection against covered damages to your home and personal belongings, and liability for injuries to others in certain circumstances. No home insurance policy covers all natural disasters. It is important to understand the type of policy you have and which disasters it covers. What Does Standard Homeowners Insurance...
Common Life Insurance Riders to Consider
Posted: January 21, 2022
Life insurance can play a vital role in financial planning for your family’s future. It is primarily designed to provide for your loved ones when you are gone. You can also add supplemental benefits with riders – amendments to your life insurance policy. Riders make it possible to opt in for benefits not typically included in basic life insurance policies and to modify your policy...
Do I Need Business Insurance to Rent an Office Space?
Posted: January 19, 2022
A business insurance policy is a must if you are renting an office space. It is your landlord’s responsibility to carry insurance for the physical building itself. Business insurance can help protect your business property and provide liability or financial protection in case of certain mishaps or events. Why Do You Need Business Insurance for a Rented Office Space? There are several important reasons to...